Lately, my mind keeps returning to a few simple but persistent dreams. The first is traveling—starting with a slow trip around Indonesia, then, if possible, continuing abroad. Watching travel vlogs makes me want to capture small happy moments, take photos, and share those stories so others who haven't had the chance can feel inspired. Close behind that is the idea of moving away and living independently: leaving home for a while, learning to manage my own life, and discovering what I can do on my own. If any of those dreams could happen tomorrow, the plan is almost childish in it's simplicity: pack my bag, ask my boss for leave, and bring my younger sister along. I imagine walking slowly through new streets, feeling that quiet awe that comes with seeing something for the first time. Those images warm me up inside. Reality, however, pulls me back. The main reason these dreams are on hold is money. My finances are messy right now—savings aren't growing and expenses feel like ...